This is exactly why we checked the approval before the test drive. Bad credit, first-time buyer, a 10-year-old car, and very little money down… there were a lot of things working against this deal. I even offered to switch him to a more affordable car that would’ve made more sense for his situation, but he wasn’t interested. Sometimes it’s not about wanting to sell the car. The bank still has to say yes. What would you have done in this situation?